canola oil, divided
ground beef
taco seasoning
kosher salt, plus more
jalapeño, seeds removed, finely chopped
chopped red onion
cloves garlic, chopped
(15-oz.) can fire roasted diced tomatoes with green chiles
Freshly ground black pepper
(15-oz.) can refried black or pinto beans or homemade refried beans
Monterey Jack cheese, shredded
sharp cheddar cheese, shredded
(10") flour tortillas
cooked white or brown rice, cooled