ground beef
garlic cloves, minced
8-ounce cans tomato sauce
6-ounce can tomato paste
chili powder, plus more to taste
ground cumin
ground oregano
kosher salt, plus more to taste
cayenne pepper, plus more to taste
15-ounce cans beans (kidney and pinto), drained and rinsed
masa harina (corn flour) or regular cornmeal
Shredded cheddar, crumbled bacon and sliced jalapeños, for topping